Derby is located in Connecticut and has an overall cost of living that is +9% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Derby.

Housing: Median rent in Derby is $1,772 / month, and the median home price is $590,379. Housing costs are +11% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.23), milk ($4.90), and eggs ($4.84) reflect the local grocery landscape. Overall grocery costs are +3% vs the national average.

Healthcare: Medical costs include doctor visits ($173.21), dentist visits ($139.14), and prescription drugs ($25.08). These costs should be factored into your monthly budget when planning a move.

Connecticut has a state income tax rate of 6.99%, which affects take-home pay for Derby residents.

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Derby, Connecticut Cost of Living FAQ

Common questions about living costs in Derby.

Derby, Connecticut has an overall cost of living that is +9% the national average. Housing costs are +11% vs the national average. Grocery prices are +3% vs average. Utilities are +35% vs average. This makes Derby a city with costs close to national averages.

The median rent in Derby, Connecticut is $1,772 / month. Average energy bills run $297.62 / month. Phone bills average $265.51 / month. Housing is typically the largest expense for residents.

Healthcare costs in Derby: doctor's visit averages $173.21, dentist visit averages $139.14, prescription drugs average $25.08. Overall healthcare expenses in the area are influenced by the +3% grocery cost difference.

Derby is one of 52 cities tracked in Connecticut. With an overall cost +9% vs the national average, it tends to be pricier than some smaller communities. Visit our Connecticut state page to compare all cities side-by-side and find the best fit for your budget.

Derby offers cost of living +9% compared to the national average. Key factors to consider: median home price of $590,379, rent of $1,772 / month, and a state income tax of 6.99% in Connecticut. Explore our detailed cost breakdown above to see if Derby fits your budget.