California • 2026 Data

Cost of Living in Richmond, California

Overall cost of living: +19% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Richmond.

Housing
+20% vs avg
Utilities
+47% vs avg
Groceries
+12% vs avg
Transportation
Housing & Utilities
+20% vs avg
Median Home Price
$640,953
Median Rent
$1,924 / month
Energy Bill
$322.93 / month
Phone Bill
$288.09 / month
Gas (per gallon)
$4.20 / gallon
Food & Grocery
+12% vs avg
Loaf of Bread
$4.59
Gallon of Milk
$5.32
Carton of Eggs
$5.25
Bunch of Bananas
$0.86
Hamburger
$6.50
Healthcare
Doctor's Visit
$185.83
Dentist Visit
$149.27
Optometrist Visit
$169.25
Rx Drug
$26.90
Veterinary Visit
$83.94

Richmond in the Context of California

State Avg Cost Index111.6
State Avg Rent$3,262/mo
State Income Tax13.3%
Cities in State330

Other Cities in California

About Living in Richmond, California

Richmond is located in California and has an overall cost of living that is +19% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Richmond.

Housing: Median rent in Richmond is $1,924 / month, and the median home price is $640,953. Housing costs are +20% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.59), milk ($5.32), and eggs ($5.25) reflect the local grocery landscape. Overall grocery costs are +12% vs the national average.

Healthcare: Medical costs include doctor visits ($185.83), dentist visits ($149.27), and prescription drugs ($26.90). These costs should be factored into your monthly budget when planning a move.

California has a state income tax rate of 13.3%, which affects take-home pay for Richmond residents.

Explore More

Richmond, California Cost of Living FAQ

Common questions about living costs in Richmond.

Richmond, California has an overall cost of living that is +19% the national average. Housing costs are +20% vs the national average. Grocery prices are +12% vs average. Utilities are +47% vs average. This makes Richmond a relatively expensive city.
The median rent in Richmond, California is $1,924 / month. Average energy bills run $322.93 / month. Phone bills average $288.09 / month. Housing is typically the largest expense for residents.
Healthcare costs in Richmond: doctor's visit averages $185.83, dentist visit averages $149.27, prescription drugs average $26.90. Overall healthcare expenses in the area are influenced by the +12% grocery cost difference.
Richmond is one of 330 cities tracked in California. With an overall cost +19% vs the national average, it tends to be pricier than some smaller communities. Visit our California state page to compare all cities side-by-side and find the best fit for your budget.
Richmond offers cost of living +19% compared to the national average. Key factors to consider: median home price of $640,953, rent of $1,924 / month, and a state income tax of 13.3% in California. Explore our detailed cost breakdown above to see if Richmond fits your budget.