California • 2026 Data

Cost of Living in Los Gatos, California

Overall cost of living: +140% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Los Gatos.

Housing
+433% vs avg
Utilities
+10% vs avg
Groceries
+43% vs avg
Transportation
Housing & Utilities
+433% vs avg
Median Home Price
$2,848,190
Median Rent
$8,548 / month
Energy Bill
$241.92 / month
Phone Bill
$215.82 / month
Gas (per gallon)
$3.98 / gallon
Food & Grocery
+43% vs avg
Loaf of Bread
$5.85
Gallon of Milk
$6.78
Carton of Eggs
$6.70
Bunch of Bananas
$1.10
Hamburger
$8.28
Healthcare
Doctor's Visit
$204.29
Dentist Visit
$164.10
Optometrist Visit
$186.07
Rx Drug
$29.57
Veterinary Visit
$87.66

Los Gatos in the Context of California

State Avg Cost Index111.6
State Avg Rent$3,262/mo
State Income Tax13.3%
Cities in State330

Other Cities in California

About Living in Los Gatos, California

Los Gatos is located in California and has an overall cost of living that is +140% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Los Gatos.

Housing: Median rent in Los Gatos is $8,548 / month, and the median home price is $2,848,190. Housing costs are +433% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($5.85), milk ($6.78), and eggs ($6.70) reflect the local grocery landscape. Overall grocery costs are +43% vs the national average.

Healthcare: Medical costs include doctor visits ($204.29), dentist visits ($164.10), and prescription drugs ($29.57). These costs should be factored into your monthly budget when planning a move.

California has a state income tax rate of 13.3%, which affects take-home pay for Los Gatos residents.

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Los Gatos, California Cost of Living FAQ

Common questions about living costs in Los Gatos.

Los Gatos, California has an overall cost of living that is +140% the national average. Housing costs are +433% vs the national average. Grocery prices are +43% vs average. Utilities are +10% vs average. This makes Los Gatos a relatively expensive city.
The median rent in Los Gatos, California is $8,548 / month. Average energy bills run $241.92 / month. Phone bills average $215.82 / month. Housing is typically the largest expense for residents.
Healthcare costs in Los Gatos: doctor's visit averages $204.29, dentist visit averages $164.10, prescription drugs average $29.57. Overall healthcare expenses in the area are influenced by the +43% grocery cost difference.
Los Gatos is one of 330 cities tracked in California. With an overall cost +140% vs the national average, it tends to be pricier than some smaller communities. Visit our California state page to compare all cities side-by-side and find the best fit for your budget.
Los Gatos offers cost of living +140% compared to the national average. Key factors to consider: median home price of $2,848,190, rent of $8,548 / month, and a state income tax of 13.3% in California. Explore our detailed cost breakdown above to see if Los Gatos fits your budget.