Arkansas • 2026 Data

Cost of Living in Bay, Arkansas

Overall cost of living: -22% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Bay.

Housing
-58% vs avg
Utilities
-1% vs avg
Groceries
-7% vs avg
Transportation
Housing & Utilities
-58% vs avg
Median Home Price
$224,239
Median Rent
$672.98 / month
Energy Bill
$218.15 / month
Phone Bill
$194.61 / month
Gas (per gallon)
$2.74 / gallon
Food & Grocery
-7% vs avg
Loaf of Bread
$3.79
Gallon of Milk
$4.39
Carton of Eggs
$4.34
Bunch of Bananas
$0.71
Hamburger
$5.37
Healthcare
Doctor's Visit
$133.06
Dentist Visit
$106.89
Optometrist Visit
$121.20
Rx Drug
$19.26
Veterinary Visit
$65.16

Bay in the Context of Arkansas

State Avg Cost Index100.0
State Avg Rent$1,130/mo
State Income Tax4.4%
Cities in State94

Other Cities in Arkansas

About Living in Bay, Arkansas

Bay is located in Arkansas and has an overall cost of living that is -22% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Bay.

Housing: Median rent in Bay is $672.98 / month, and the median home price is $224,239. Housing costs are -58% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.79), milk ($4.39), and eggs ($4.34) reflect the local grocery landscape. Overall grocery costs are -7% vs the national average.

Healthcare: Medical costs include doctor visits ($133.06), dentist visits ($106.89), and prescription drugs ($19.26). These costs should be factored into your monthly budget when planning a move.

Arkansas has a state income tax rate of 4.4%, which affects take-home pay for Bay residents.

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Bay, Arkansas Cost of Living FAQ

Common questions about living costs in Bay.

Bay, Arkansas has an overall cost of living that is -22% the national average. Housing costs are -58% vs the national average. Grocery prices are -7% vs average. Utilities are -1% vs average. This makes Bay a very affordable place to live.
The median rent in Bay, Arkansas is $672.98 / month. Average energy bills run $218.15 / month. Phone bills average $194.61 / month. Housing is typically the largest expense for residents.
Healthcare costs in Bay: doctor's visit averages $133.06, dentist visit averages $106.89, prescription drugs average $19.26. Overall healthcare expenses in the area are influenced by the -7% grocery cost difference.
Bay is one of 94 cities tracked in Arkansas. With an overall cost -22% vs the national average, it is more affordable than many other cities in the state. Visit our Arkansas state page to compare all cities side-by-side and find the best fit for your budget.
Bay offers cost of living -22% compared to the national average. Key factors to consider: median home price of $224,239, rent of $672.98 / month, and a state income tax of 4.4% in Arkansas. Explore our detailed cost breakdown above to see if Bay fits your budget.