Cost of Living in San Jose

California · Population: 990,138 · Updated 2026

Above Average
Cost Index
110.4
100 = US avg
Median Income
$146K
Annual household
Median Rent
$2,669/mo
2-bedroom unit
Rent Burden
22%
Income to rent ratio
Cost Category Breakdown

Indexed to national average (100)

Housing157.0
Groceries100.0
Utilities100.0
Transportation100.0
Healthcare100.0
Economic Details
Median Home Value$1.2M
State Income Tax13.3%
Unemployment Rate4%
Est. Net Income$127K/yr
Affordability Score
95
out of 100
Above national average cost
Salary Converter for San Jose

See what salary you'd need in another city to match your purchasing power in San Jose.

$75,000

About San Jose

San Jose sits at the heart of Silicon Valley with the highest median household income among major US cities. Tech giants like Apple, Google, and Intel dominate the job market, but housing costs are astronomical.

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Frequently Asked Questions

Is San Jose expensive?

San Jose has a cost of living index of 110.4, where 100 represents the national average. This makes San Jose more expensive than most US cities.

What salary do you need to live comfortably in San Jose?

Based on a rent-to-income ratio of 30%, you'd need at least $106,760 to afford the median 2-bedroom apartment in San Jose and maintain basic expenses.

What is the median rent in San Jose?

The median 2-bedroom rent in San Jose is $2,669 per month, according to HUD Fair Market Rent data.