Cost of Living in San Diego

California · Population: 1,389,526 · Updated 2026

Above Average
Cost Index
111.9
100 = US avg
Median Income
$108K
Annual household
Median Rent
$2,313/mo
2-bedroom unit
Rent Burden
26%
Income to rent ratio
Cost Category Breakdown

Indexed to national average (100)

Housing136.1
Groceries339.4
Utilities100.0
Transportation306.9
Healthcare100.0
Economic Details
Median Home Value$907K
State Income Tax13.3%
Unemployment Rate4.4%
Est. Net Income$94K/yr
Affordability Score
94
out of 100
Above national average cost
Salary Converter for San Diego

See what salary you'd need in another city to match your purchasing power in San Diego.

$75,000

About San Diego

San Diego offers near-perfect weather, world-class beaches, and a diverse economy spanning defense, biotech, and tourism. While expensive, it remains more affordable than San Francisco and Los Angeles.

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Frequently Asked Questions

Is San Diego expensive?

San Diego has a cost of living index of 111.9, where 100 represents the national average. This makes San Diego more expensive than most US cities.

What salary do you need to live comfortably in San Diego?

Based on a rent-to-income ratio of 30%, you'd need at least $92,520 to afford the median 2-bedroom apartment in San Diego and maintain basic expenses.

What is the median rent in San Diego?

The median 2-bedroom rent in San Diego is $2,313 per month, according to HUD Fair Market Rent data.