Cost of Living in Albuquerque

New Mexico · Population: 562,218 · Updated 2026

Below Average
Cost Index
95.5
100 = US avg
Median Income
$68K
Annual household
Median Rent
$1,145/mo
2-bedroom unit
Rent Burden
20%
Income to rent ratio
Cost Category Breakdown

Indexed to national average (100)

Housing67.4
Groceries100.0
Utilities100.0
Transportation100.0
Healthcare100.0
Economic Details
Median Home Value$292K
State Income Tax5.9%
Unemployment Rate3.9%
Est. Net Income$64K/yr
Affordability Score
102
out of 100
Below national average cost
Salary Converter for Albuquerque

See what salary you'd need in another city to match your purchasing power in Albuquerque.

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About Albuquerque

Albuquerque sits in the high desert of New Mexico with a unique Southwestern culture. Government, healthcare, and aerospace sectors are major employers. Housing remains very affordable compared to other Western cities.

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Frequently Asked Questions

Is Albuquerque expensive?

Albuquerque has a cost of living index of 95.5, where 100 represents the national average. This is close to the national average.

What salary do you need to live comfortably in Albuquerque?

Based on a rent-to-income ratio of 30%, you'd need at least $45,800 to afford the median 2-bedroom apartment in Albuquerque and maintain basic expenses.

What is the median rent in Albuquerque?

The median 2-bedroom rent in Albuquerque is $1,145 per month, according to HUD Fair Market Rent data.