Seattle vs Denver: Cost of Living Comparison
Compare cost of living between Seattle, WA and Denver, CO. Side-by-side breakdown of housing costs, rent, groceries, utilities, transportation, healthcare, state taxes, and salary equivalents.
vs
City A
Seattle
Washington
Cost Index111.1
Median Rent$2,030/mo
Median Income$124K
State TaxNone
Above Average
City B
Denver
Colorado
Cost Index105.8
Median Rent$1,831/mo
Median Income$95K
State Tax4.4%
Average
Salary Equivalency Calculator
How much would you need in Denver to match your lifestyle in Seattle?
$80,000
Seattle
$80,000
Cost Index: 111.1
Denver
$76,148
Cost Index: 105.8
You need $3,852 less in Denver to maintain the same lifestyle.
Category-by-Category Breakdown
Index scores where 100 = national average. Green highlights the city with the advantage.
Overall Cost Index-4.8%
Seattle111.1
Denver105.8
Median Rent-9.8%
Seattle$2K
Denver$2K
Median Income-23.5%
Seattle$124K
Denver$95K
Grocery Index-14.2%
Seattle375.1
Denver321.9
Utilities Index~equal
Seattle100.0
Denver100.0
Transportation+6.8%
Seattle321.7
Denver343.7
Healthcare~equal
Seattle100.0
Denver100.0
State Tax Rate+44000.0%
SeattleNone
Denver4.40%
Side-by-Side Chart
Seattle: Pros & Cons
Higher median income ($124K)
Lower state income tax (none)
5% higher overall cost of living
Higher rent — $2,030/mo vs $1,831/mo
Denver: Pros & Cons
5% lower overall cost of living
Lower rent — $1,831/mo vs $2,030/mo
Lower grocery costs
Lower unemployment (3.6%)
Higher state income tax (4.4%)
Seattle vs Denver – FAQ
Common questions about comparing cost of living between Seattle and Denver.
Seattle has a cost of living index of 111.1, while Denver scores 105.8. Seattle is approximately -4.8% more expensive overall. This comparison accounts for housing, groceries, utilities, transportation, healthcare, and taxes.
Median 2-bedroom rent in Seattle is $2,030/month compared to $1,831/month in Denver — a difference of 10%. Rent is typically the largest monthly expense, so this significantly impacts overall affordability.
Due to cost of living differences, you would need approximately 95% of your Seattle salary to maintain the same standard of living in Denver. For example, a $75,000 salary in Seattle would need to be about $71,389 in Denver. Use the salary slider above to calculate your specific equivalent.
The cost of living index is calculated using data from the Bureau of Economic Analysis (Regional Price Parities), US Census Bureau (median incomes and home values), HUD (Fair Market Rents), and Bureau of Labor Statistics (consumer price data). A score of 100 represents the national average. Scores above 100 indicate higher-than-average costs, while scores below 100 are more affordable.
Seattle has a median household income of $123,860 with an unemployment rate of 5%. Denver has a median household income of $94,718 with an unemployment rate of 3.6%. While income is higher in Seattle, remember to factor in cost of living when comparing real purchasing power.
Beyond cost of living, consider: (1) state income tax differences — some states have no income tax; (2) housing market trends and whether to rent or buy; (3) job market strength in your industry; (4) healthcare costs and access; (5) climate and lifestyle preferences; (6) commute times and transportation options; and (7) proximity to family. Our comparison tool covers the financial factors, but quality of life matters too.