Phoenix vs Tucson: Cost of Living Comparison

Compare cost of living between Phoenix, AZ and Tucson, AZ. Side-by-side breakdown of housing costs, rent, groceries, utilities, transportation, healthcare, state taxes, and salary equivalents.

vs
City A

Phoenix

Arizona

Cost Index103.3
Median Rent$1,582/mo
Median Income$81K
State Tax2.5%
Average
City B

Tucson

Arizona

Cost Index96.9
Median Rent$1,145/mo
Median Income$57K
State Tax2.5%
Below Average
Better value overall
Salary Equivalency Calculator

How much would you need in Tucson to match your lifestyle in Phoenix?

$80,000
Phoenix
$80,000
Cost Index: 103.3
Tucson
$75,029
Cost Index: 96.9
You need $4,971 less in Tucson to maintain the same lifestyle.
Category-by-Category Breakdown

Index scores where 100 = national average. Green highlights the city with the advantage.

Overall Cost Index-6.2%
Phoenix103.3
Tucson96.9
Median Rent-27.6%
Phoenix$2K
Tucson$1K
Median Income-29.8%
Phoenix$81K
Tucson$57K
Grocery Index-49.0%
Phoenix195.9
Tucson100.0
Utilities Index~equal
Phoenix100.0
Tucson100.0
Transportation-36.0%
Phoenix156.2
Tucson100.0
Healthcare~equal
Phoenix100.0
Tucson100.0
State Tax Rate~equal
Phoenix2.50%
Tucson2.50%
Side-by-Side Chart
Phoenix: Pros & Cons
Higher median income ($81K)
Lower unemployment (3.5%)
6% higher overall cost of living
Higher rent — $1,582/mo vs $1,145/mo
Tucson: Pros & Cons
6% lower overall cost of living
Lower rent — $1,145/mo vs $1,582/mo
Lower grocery costs

Phoenix vs Tucson – FAQ

Common questions about comparing cost of living between Phoenix and Tucson.

Phoenix has a cost of living index of 103.3, while Tucson scores 96.9. Phoenix is approximately -6.2% more expensive overall. This comparison accounts for housing, groceries, utilities, transportation, healthcare, and taxes.
Median 2-bedroom rent in Phoenix is $1,582/month compared to $1,145/month in Tucson — a difference of 28%. Rent is typically the largest monthly expense, so this significantly impacts overall affordability.
Due to cost of living differences, you would need approximately 94% of your Phoenix salary to maintain the same standard of living in Tucson. For example, a $75,000 salary in Phoenix would need to be about $70,340 in Tucson. Use the salary slider above to calculate your specific equivalent.
The cost of living index is calculated using data from the Bureau of Economic Analysis (Regional Price Parities), US Census Bureau (median incomes and home values), HUD (Fair Market Rents), and Bureau of Labor Statistics (consumer price data). A score of 100 represents the national average. Scores above 100 indicate higher-than-average costs, while scores below 100 are more affordable.
Phoenix has a median household income of $81,332 with an unemployment rate of 3.5%. Tucson has a median household income of $57,073 with an unemployment rate of 4.1%. While income is higher in Phoenix, remember to factor in cost of living when comparing real purchasing power.
Beyond cost of living, consider: (1) state income tax differences — some states have no income tax; (2) housing market trends and whether to rent or buy; (3) job market strength in your industry; (4) healthcare costs and access; (5) climate and lifestyle preferences; (6) commute times and transportation options; and (7) proximity to family. Our comparison tool covers the financial factors, but quality of life matters too.