Los Angeles vs Chicago: Cost of Living Comparison
Compare cost of living between Los Angeles, CA and Chicago, IL. Side-by-side breakdown of housing costs, rent, groceries, utilities, transportation, healthcare, state taxes, and salary equivalents.
vs
City A
Los Angeles
California
Cost Index113.6
Median Rent$1,933/mo
Median Income$82K
State Tax13.3%
Above Average
City B
Chicago
Illinois
Cost Index103.6
Median Rent$1,440/mo
Median Income$78K
State Tax4.95%
Average
Better value overall
Salary Equivalency Calculator
How much would you need in Chicago to match your lifestyle in Los Angeles?
$80,000
Los Angeles
$80,000
Cost Index: 113.6
Chicago
$72,976
Cost Index: 103.6
You need $7,024 less in Chicago to maintain the same lifestyle.
Category-by-Category Breakdown
Index scores where 100 = national average. Green highlights the city with the advantage.
Overall Cost Index-8.8%
Los Angeles113.6
Chicago103.6
Median Rent-25.5%
Los Angeles$2K
Chicago$1K
Median Income-4.9%
Los Angeles$82K
Chicago$78K
Grocery Index-6.3%
Los Angeles352.8
Chicago330.5
Utilities Index~equal
Los Angeles100.0
Chicago100.0
Transportation-12.1%
Los Angeles281.2
Chicago247.2
Healthcare~equal
Los Angeles100.0
Chicago100.0
State Tax Rate-62.8%
Los Angeles13.30%
Chicago4.95%
Side-by-Side Chart
Los Angeles: Pros & Cons
Higher median income ($82K)
9% higher overall cost of living
Higher rent — $1,933/mo vs $1,440/mo
Higher state income tax (13.3%)
Chicago: Pros & Cons
9% lower overall cost of living
Lower rent — $1,440/mo vs $1,933/mo
Lower state income tax (4.95%)
Lower grocery costs
Lower unemployment (4.5%)
Los Angeles vs Chicago – FAQ
Common questions about comparing cost of living between Los Angeles and Chicago.
Los Angeles has a cost of living index of 113.6, while Chicago scores 103.6. Los Angeles is approximately -8.8% more expensive overall. This comparison accounts for housing, groceries, utilities, transportation, healthcare, and taxes.
Median 2-bedroom rent in Los Angeles is $1,933/month compared to $1,440/month in Chicago — a difference of 26%. Rent is typically the largest monthly expense, so this significantly impacts overall affordability.
Due to cost of living differences, you would need approximately 91% of your Los Angeles salary to maintain the same standard of living in Chicago. For example, a $75,000 salary in Los Angeles would need to be about $68,415 in Chicago. Use the salary slider above to calculate your specific equivalent.
The cost of living index is calculated using data from the Bureau of Economic Analysis (Regional Price Parities), US Census Bureau (median incomes and home values), HUD (Fair Market Rents), and Bureau of Labor Statistics (consumer price data). A score of 100 represents the national average. Scores above 100 indicate higher-than-average costs, while scores below 100 are more affordable.
Los Angeles has a median household income of $81,939 with an unemployment rate of 4.8%. Chicago has a median household income of $77,902 with an unemployment rate of 4.5%. While income is higher in Los Angeles, remember to factor in cost of living when comparing real purchasing power.
Beyond cost of living, consider: (1) state income tax differences — some states have no income tax; (2) housing market trends and whether to rent or buy; (3) job market strength in your industry; (4) healthcare costs and access; (5) climate and lifestyle preferences; (6) commute times and transportation options; and (7) proximity to family. Our comparison tool covers the financial factors, but quality of life matters too.